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Probiz – Business Interruption

Please note: The following is only a guide to assist you in determining your risk profile and assessing your insurance needs and should be seen as such. Your proposal form, policy document and schedule should be seen as your contract with Indequity Specialised Insurance Ltd, in conjunction with all other correspondence that may be sent to you from time to time. These are the legal documents forming the basis of our contract with you and should be consulted in all instances.

Business interruption means the financial loss you suffer following interruption of your business.

SPECIFYING THE LOSSES YOU WANT TO COVER

You can insure the following financial losses:

Your fixed expenses payable following the interruption of your business
Your loss of operating profit as a result of a reduction in your turnover following the interruption of your business
Loss of gross rental
Additional working expenses which you incur following the interruption of your business
Fines and penalties incurred for breach of contract

The losses you wish to ensure are covered only if noted on your schedule.

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